Whether you’re paying your student loan very early or having difficulty and work out monthly payments, here’s how to get hold of the firm:
- Log into your internet Higher Lakes membership so you can nearly evaluate and you may manage your college loans.
- Call (800) 236-4300 Saturday thanks to Monday away from 7 an effective.yards. in order to 9 p.meters. Main Day.
- Fill in an application towards the Higher Lakes’ contact page so you’re able to demand contact thru email address.
- Posting faxes in order to (800) 375-5288.
- Upload post to Great Lakes, P.O. Field 7860, Madison, WI 53707-7860.
Stick to most readily useful of your High Lakes figuratively speaking to save her or him within the a position and you can protect your self out-of fees, damage to your credit rating, if not education loan standard otherwise wage garnishment.
Definition & Examples of High Lakes Student loans
Higher Ponds Student education loans was an educatonal loan servicer one contracts with the U.S. Service from Training. Given that an excellent servicer, the firm is in charge of enabling consumers carry out charging you and costs to possess government figuratively speaking. High Ponds Student loans handles almost 18% of all the government student loan membership.
Find out how your student loan membership try allotted to Great Lakes College loans and the ways to work with the firm to deal with the loan fees.
What is Higher Ponds Student education loans?
Great Lakes Academic Mortgage Qualities would depend inside Madison, Wisconsin-an element of the Great Lakes area-though it offers student loan maintenance nationwide. It is certainly half dozen personal companies that package to your You.S. Department out of Degree to deal with the fresh charging you out of federal figuratively speaking.
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Higher Lakes is one of the most aren’t-assigned student loan servicers. As of the last quarterly report, Great Lakes is designated 18% of new education loan volume, the largest portion of figuratively speaking.
Higher Lakes Student education loans is actually an affiliate marketer regarding Nelnet Diversified Choice, LLC. Nelnet on their own covers 12% of federal education loan levels.
Just how Great Lake Figuratively speaking Works
When you have government college loans, you are instantly assigned that loan servicer who will carry out your bank account and you will costs.
Following Knowledge Service works with your own university to help you processes your own student loan consult and you can pay the amount of money, your account try passed out over that loan servicer such Great Lake College loans. You don’t get to determine which servicer you are assigned.
Servicers have to get in touch with your once they might be assigned to control your mortgage, generally adopting the first payment of your education loan disbursement. Which servicer is then their point away from contact for everybody matters about your student loans, out-of first charging with the latest fee.
You’ll be able for your membership is relocated to a the fresh new servicer. If that goes, the brand new servicer is needed to get in touch with you and let you know of the change. You can always look at the latest servicer on your own Federal Beginner Services account.
1st, since you don’t need to repay the figuratively speaking when you are during the college, you are able to only have to contact Higher Ponds Student loans in the event the keeps issues otherwise have to look at the balance. As soon as your cost period kicks into the, High Lakes offer:
- Let when you are battling paying down
- Choices to change your repayment bundle, including in order to a full time income-driven repayment plan
- Programs getting student loan deferment otherwise forbearance-a few an easy way to suspend otherwise reduce your repayments temporarily
- Suggestions about if or not government education loan combination is right for you, and the ways to complete the process in case it is
Always discover communication from your own student loan servicer. It may contain time-sensitive advice, such as notice regarding missed payments or even delinquency.
When there is one matter regarding the whether or not the communication you have obtained are genuine, you’ll look at. Head to and you may sign in their Government Student Support account to view your own government student loan facts, including your servicers for every single financing.